Approved Agent Agreement

1. What this is

This Approved Agent Agreement ("Agreement") is between EdConsult, LLC, a Michigan limited liability company doing business as Homegoing360 ("Company," "we"), and you, the individual applying to serve as an approved sales agent ("Agent," "you"). You accept this Agreement electronically when you submit an agent application and check the box confirming your acceptance; that recorded acceptance is your signature, and this Agreement takes effect on the date the Company approves your application. On approval you are assigned to the sales organization of a Strategic Growth Partner the Company designates, and the Company may reassign sponsorship in writing.

This is the separate agent agreement contemplated by the Company's Strategic Growth Partner Agreement. It covers cash commissions only — it grants no equity, no overrides, and no rights in any other program.

2. What an agent does

You will use honest, commercially reasonable efforts to introduce individuals and families to the Company's products using your assigned code and share link, Company-approved materials and claims, and the standards in the Growth Team Handbook as updated from time to time. Groups — churches, chapters, organizations — are referred to the Company for signing under its referral program; you do not enroll organizations directly.

3. Commissions

For Qualified Business attributed to your code, the Company pays you a flat commission per product, for qualifying purchases made within 12 months of the customer's first paid purchase. "Qualified Business" means business the Company accepts, properly recorded in its attribution systems, from which the Company actually receives and keeps revenue. Refunded, charged-back, disputed, fraudulent, or uncollected amounts do not commission, and physical merchandise — flowers, keepsakes, printed programs and books — is excluded.

The current commission schedule is stated when your code is issued and is available from us on request. The flat amounts implement the agent commission rate in the Strategic Growth Partner Agreement, rounded up in your favor. The Company may update the schedule prospectively on written notice; amounts already earned never change, and continuing to participate after a change is acceptance of the new amounts.

Where a customer was attributed through a Company referral partner (a sponsored group) signed on the Company's behalf by you or your sponsoring organization, the group's referral fee for that first sale is deducted from the commission on that sale, floored at zero, exactly once; the customer's later qualifying purchases commission in full.

4. Attribution

Attribution follows the Company's records: the first code a customer arrives with controls, permanently, as recorded by the Company's systems. Manual attribution requests must be submitted before or promptly after the introduction and are honored only where no earlier attribution exists. The Company's attribution system is the sole record. Any commission or attribution dispute must be raised in writing within 60 days after the applicable statement is made available.

5. Payment

Commissions are calculated monthly and paid monthly in arrears — a commission earned in one calendar month becomes payable the following month, after the applicable refund window — alongside a statement of credited sales. The Company may withhold payment until you provide a completed Form W-9, and will issue Form 1099 where required by law. We may set a minimum payout amount and roll smaller balances forward.

6. What costs nothing

You pay no fee to join or remain in the program, are never required to purchase any product, and earn nothing for recruiting. Compensation arises only from Qualified Business.

7. Independent contractor; no authority

You are an independent contractor — not an employee, partner, joint venturer, insurance producer, broker, or legal representative of the Company — and you are responsible for your own taxes and expenses. You have no authority to bind the Company, sign contracts, quote non-published prices, alter terms, collect money, or make representations beyond Company-approved materials. You will not provide legal, tax, insurance, or financial advice to customers.

8. Conduct standards

• Approved claims and materials only; proposed new claims require the Company's prior written approval.
• No pressure, fear-based, or urgency-based selling. Families are invited, never pushed, and you will not solicit a family uninvited during a death or service week.
• Customer information learned in your role is confidential and used only to serve that customer.
• You will not state or imply that the Company recommends lenders or vendors for compensation, and you will not accept compensation from any third party in connection with your role.
• Compliance with applicable law in your own outreach — including telemarketing, text-message consent, and anti-spam rules — is your responsibility.

9. Confidentiality

You will keep confidential all non-public Company information — customer data, compensation schedules, business plans, technology, and partner discussions — during and after the term of this Agreement.

10. Term and termination

Either party may end this Agreement on 14 days' written notice; the Company may end it immediately for fraud, misrepresentation, violation of the conduct standards, or unlawful activity. Except in those immediate-termination cases, you remain eligible for commissions already earned and for trailing commissions on Qualified Business originated before termination, for the remainder of each customer's commission window, subject to this Agreement's other terms. On termination you stop using the code, link, materials, and any Company designation.

11. Non-solicitation

During the term and for 12 months after, you will not solicit the Company's customers to move to a competing product, and will not recruit the Company's agents or staff away, in each case only to the extent enforceable in the applicable jurisdiction.

12. General

This Agreement, together with the Growth Team Handbook's standards and the Company's compensation records, is the parties' entire agreement on its subject and may be amended only in writing, except that commission schedules may be updated as Section 3 allows. You may not assign this Agreement. It is governed by Michigan law, with venue in Wayne County, Michigan. Electronic signatures and acceptances recorded through the Company's systems are binding. This Agreement is read together with the Terms of Service; it grants no insurance-producer, broker, or other licensed authority.